Credit Score Whoring TM

A friend of mine who graduated with me was refused an interview at a DC company because his GPA was less than 3.5 and he used the term ‘GPA whore’ for the company. Thus leads to the birth of my new term – ‘Credit Score Whoring’ TM (CSW) – trying to artificially raise your FICO…

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Blogging Your Way to Financial Discipline

A google search for ‘financial blog’ got me thousands of blogs, a lot of which tell one persons story of how they will reach their financial goals (reaching a target net worth, getting out of debt etc.). Some of these people actually list out all their holdings in all their accounts (e.g. Neville’s Financial Blog,…

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New Yahoo Personal-Finance Portal

Yahoo Inc. launched a new personal finance portal today as a part of Yahoo! Finance. Yahoo has gotten into the bad habit of launching new interfaces as part of old sites that are not completely integrated. The personal finance portal is much better in that respect as compared to the half-assed effort by Yahoo! Movies…

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INP Again, My Portfolio Analysis

A few days ago, I opened a position in INP (Barclays Bank Zero Cpn ETN(ITR) – see my previous post on INP) increasing Parchayi and my investment in India to 16% of our total investments. A breakdown of our portfolio (including all stocks and mutual funds) shows 98% investment in stocks, 2% in bonds (via…

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Happy Cows No Longer Come From California

If you have seen the ads for Real California Cheese, you know what I am talking about. The first thing that came to my mind after hearing about freezing temperatures and ruined crops in CA is unhappy cows and I had to post about it even though this doesn’t have much to with personal finance,…

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More Cheap (and even Free!!!) Brokerage Options

A recent newsgroup post that I found led me to this businessweek article – The Best E-Broker For You. Their slideshow compares several online brokerages, some of which I didn’t know existed. Here are two more cheap options other than SoGo that I mentioned in the previous post: Firsttrade – $6.95 per trade market and…

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Credit Card Interest Rates – Ask for Less?

Over at Yahoo Finance today, I found this article – Negotiate a Lower Credit-Card Rate from the Wall Street Journal. The artice goes on to say that credit card companies will lower your interest rate if you ask for a lower rate. Most of my credit cards are low fixed rate cards, plus I haven’t…

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Are they SIRIUS?

Sirius Satellite Radio gave Howard Stern a bonus of 22 million SIRI shares valued at about 83 million! In 2005 they gave him 34 million shares. All this is over and above his 5 year 500 million dollar contract! If I were an investor in SIRI, I wouldn’t be too happy at all. For once…

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2007 Sayonara Detroit + NSANY 2007 Opinion

The only auto stock I own is Nissan Motor (NSANY) and that has been relatively flat for a while and so far I have never commented on the auto industry. 2006 was a not a great year for Nissan (US sales down 5.3% compared to 2005), while both Toyota and Honda managed gains. However December…

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