You can get one credit report from every credit reporting agency free per year from annualcreditreport.com, however they still charge you if you want to see your FICO credit score.

Providian offers your credit score free every month if you have any Providian Credit Card, at their website. Also offered are alerts if your score changes too much in a month and a graph that traks your score over a period of time. So far Providian is the only bank that offers this.

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