Prosper – The Ebay of Lending
Have some spare money? Want better rates than savings accounts? Are willing to take on some more risk with it? You need to check out Prosper.com. Here is how it
Stocks/Funds I Follow
Here are some stocks and Funds I follow because I own some in real life and some in my mimf contest portfolio: IFN – The India Fund Inc. PNRA – Panera Bread TGT – Target
Banks With Consistently High Savings Rates
There are several banks, mostly online ones or online-only services from regular banks that provide consistently high APRs on Savings/Money Market Accounts. Here are some of them: Emigrant Direct HSBC
Should I put money in my 401 or IRA?
This is one of the very often asked questions on both mimf and mifp. Based on comments on both newsgroups, here is what seems to make most sense: Contribute to your 401 upto your employers match (employer match is free money) Invest in IRA upto the maximum
Credit Cards If You Have No Credit History
If you have no credit history, some people/sites may lead you into getting credit cards that have an annual fee or some sort of payment involved to get credit and
Merge Credit Cards – Don’t Close Accounts
If you have too many credit cards to manage, you can simplify things by merging credit cards that are offered by the same bank. All banks do that for you
Free Credit Score forever
You can get one credit report from every credit reporting agency free per year from annualcreditreport.com, however they still charge you if you want to see your FICO credit score.
The Best Credit Card Rewards Programs
At one time I had about 15 or so different credit cards from major banks offering all kinds of rewards including points, cashback, miles etc. Personally I have a lot
Welcome!
Here I will blog about several topics, starting with finance. I am often found lurking in financial newsgroups such as misc.invest.mutual-fund and misc.invest.financial plan. Looking at the posts every week